20601 Rust Rd, Harbeson, De 19951 | $595,000

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Property Details

Great potential for many uses in this expansive well cared for builder's home that offers lots of living space & large shop buildings situated on 5 acres! The home features 4,000 square feet of living space w/4 bedrooms & 3 full baths, large family r
  • MLS Number: 721082
  • Status: Active
  • Price: $595,000
  • Property Type:
  • Area: Indian River Hundred
  • School District: Indian River
  • Square Footage: 4,000
  • Year Built: 2000
  • Bedrooms: 4
  • Full Bathrooms: 3
  • Number of Stories: 2
  • New Construction: No
  • County Taxes: $1,485
  • Furnished: No
  • Lot Square Feet: 217,800
  • Lot Size Acres: 5.00
  • Lot Description: Cleared, Horses Permitted
  • Water: Well
  • Sewer: LPP Septic

Interior Features

  • Kitchen: Island, Pantry
  • Fireplace: Other See Remarks
  • Heating: Gas - Propane, Heat Pump(s), Multi Zone
  • Cooling: Central A/C, Heat Pump(s)
  • Flooring: Carpet, Hardwood, Tile, Vinyl
  • Basement: Crawl Space
  • Attic: Access Only
  • Appliances: Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer-Electric, Freezer, Garage Door Opener, Microwave, Oven-Double, Oven-Wall, Refrigerator, Washer, Water Heater Electric
  • Interior Features: Bedroom-Entry Level, Cable TV Prewired, Ceiling Fan(s), Fireplace-Gas, Fireplace-Wood, Insulated Window(s), Insulation, MBED-Full Bath, Screen(s), Skylight(s), Walk-In Closets
  • Extra Unit: Garage Apartment, Separate Entrance

Exterior Features

  • Style: Cape Cod/Salt Box
  • Construction Type: Stick/Frame
  • Exterior Type: Vinyl Siding
  • Roofing: Architectural Shingle
  • Foundation: Concrete Block
  • Garage: Detached
  • Garage Size: 4
  • Parking: Driveway/Off Street, Garage
  • Porch/Deck/Patio: Deck - Rear, Porch - Front
  • Exterior Features: Storage Shed/Outbuilding

Listing Courtesy of RE/MAX REALTY GROUP REHOBOTH

Sussex County Seller Financing: a Powerful Inducement

The recent Mortgage Credit Availability Index shows a slight relaxation in lending standards — but as most Delaware home buyers and sellers will agree, getting a mortgage is still difficult. With mortgage availability benchmarked at 100, although it’s currently at  111 ½, compared with the 800 it stood at in 2007, today’s is still a tough environment.

That’s why Delaware seller financing is being considered by more homeowners. When a home is owned outright, seller financing can draw a higher selling price (with future interest payments as a bonus). But before making such an offer, Delaware homeowners need to consider all of the ramifications: there is more involved than just the assumption of added risk.

Of course, ordering and examining a buyer’s credit report is the starting point. If the story it tells needs too many explanations, it’s time to walk away. Foreclosing on a seller-financed home can be more difficult than through a traditional foreclosure —particularly if the financing documents are substandard.

At first blush, seller financing might seem to simplify the whole transaction, but in fact some details usually handled by a bank must be hammered out:

  • Who will pay for the appraisal; who for the inspection?
  • Who is going to be responsible for property taxes and upkeep?
  • Will the deed be transferred to the buyer right away, or only after the home is paid off? 

Those issues point out why a “handshake deal” can’t be recommended for a Delaware seller financing arrangement. Just consider the last two points: if the deed hasn’t been transferred and taxes are in arrears, whose credit is harmed?

A good attorney will draft an agreement that nails down responsibilities and penalties for a buyer default as well as a detailed payment structure. A well-drafted seller financing agreement protects both parties by preventing misunderstandings and providing an unambiguous inducement for good behavior.

Given the right buyer, clear communicating and a framework cemented by the proper paperwork, Delaware seller financing can provide the missing element that makes a sale possible. If you will be listing your own Delaware home, give me a call /text 302-228-7871 or email me, Russell Stucki, REALTOR® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and  waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.

Sussex County Virtual Tours Are a 2-Dimensional Experience

Virtual tours in Sussex County can be potent selling tool. To make the best use of those tools, it’s important to prepare your home with the special requirements of the medium in mind. How doing so differs from prepping for in-the-flesh showings is a subtle but real distinction. Some photographers use a couple of tricks:

Close One Eye

Virtual tours are assemblages of still or video shots —raw material that is all filtered through the single lens of a camera. When anyone walks through a home, they do so with both eyes open. They experience a three-dimensional impression of their surroundings.

What the “camera sees” is different — it’s why some people and places are said to be more “photogenic” than others. It’s also why you sometimes see a film director examining the next shot through a single-lens viewfinder — he’s viewing the set the way the camera will. The quickest way to start seeing what your virtual tour will convey is to simply close one eye. Strange but true, when you stand back and view each room that way, you get a two-dimensional (flat) version of what’s there.

Snap a Test Shot

After you have arranged a room to look pleasing in a one-eyed view, take an actual test shot, then view it critically. You will probably notice how the camera lens picks up and seems to magnify any flaws that were less apparent before. You’ll want to -  

  • remove excess furniture (and all clutter) to “open up” the space, expanding apparent size
  • scrub any surface or thing that appears less than Q-tip clean  
  • place tasteful accessory combinations (lamps, plants, books) of varying heights next to one another to add dimension 

The goal of virtual tours is to show a comprehensive view of the subject properties, inside and out — a view that will ignite the imaginations of potential buyers. The importance of Sussex County virtual tours can’t be overemphasized! The buyers (and they are out there!) will be busier than usual. Call/text 302-228-7871 or email me, Russell Stucki, REALTOR ® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and  waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.